Swapping treats for a piece of fruit or walking an extra block each day are small, simple changes that could make a huge difference to a person’s health and wellbeing in 2018. As Australians prepare to celebrate the end of 2017, VicHealth has put together a list of eight handy tips for people to follow […]
There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a […]
As the clock strikes midnight to mark New Year’s Day, this is the time that we often begin to reflect on what we have achieved over the course of the last 12 months. Part of this reflection can also make us focus our attention on specific aspects of our life we may feel that we have […]
Three Factors to help you make the right decision Every home owner has been there. You look around your home and try to decide: are you better off renovating the home you have or selling and purchasing a new home? While the decision is very individual, these are a few of the most important factors […]
Christmas is the time of year for giving, and it also comes in the middle of the summer holidays when kids are out of school and families often take trips together. All of this can put a major strain on your wallet if you are not careful. Read on for our tips to help you […]
It’s probably going to be among the tougher conversations you’ll have with your mum and dad but it’s one of the most important. Discussing your parents’ financial affairs with them to ensure they are protected as they age can be a delicate conversation but it shouldn’t be avoided. Protecting their assets, understanding how the pension […]
If you pass away suddenly, your superannuation may not necessarily go to the people you want. Many people do not realise that under Australian law, the trustee of your super fund could actually have control over who gets your money when you die. So how do you make sure your super goes to the right […]
“Pre-boomers” – the parents of baby boomers – are set to become the fastest-growing group of online shoppers, new research has found. A report by the Commonwealth Bank says pre-boomers – who are aged 70 or older – are embracing online, with internet shopping by the group projected to increase by 18 per cent in […]
Many of us want to care for our ageing loved ones; but this isn’t always straightforward – especially for the “sandwich generation” who have the added pressure of caring for children at the same time. This is why it’s essential to be aware of the issues that can arise, particularly if you have power of […]
At some point in your life, you may have experienced a certain level of financial stress. This may have been due to one or a combination of issues, such as managing your debt obligations, running your household budget, and/or handling the financial considerations of a life event (e.g. marriage, birth of a child, job loss, a sickness or injury, […]