Entries by Kent McDonald


How do you compare to other renters?

  Fears about potential eviction, blacklisting, and rent hikes are stopping one-in-seven Australian tenants from making complaints about or requesting repairs on rental properties. A report by affordable housing, tenant and consumer groups says there’s an “entrenched culture of fear among renters” and that the significant power imbalance between landlords and tenants must be addressed. […]

Do we need Life Insurance?

Consider a few things: if you are married, have dependent children, other dependent relatives, have major financial obligations, own a business, or a large estate that will take time to distribute–If you have two or three out of these mentioned, then you probably need life insurance.   Life insurance can protect you and your loved […]

Financial Planning for Partnership Businesses

Going into business in a partnership can be a wonderful experience. But partnership businesses also come with unique challenges and risks. Because in a partnership, there are two key people in the business – you and your partner. Which means if something bad happens to you, it could spell disaster for your partner too (and […]

Getting Your Estate in Order: A (Real Life) Cautionary Tale

If you’ve been married 2+ times, or have kids with 2+ partners, it’s important to leave sensible & sensitive instructions for distributing your estate. Here’s why. As a life insurance adviser, I’m often involved with the families of clients who have passed away. Over the years, I’ve seen many tragic or troubling experiences that could […]

Making a Life, TPD, Trauma, or Income Protection Claim

Insurance is designed to protect you (and often your loved ones) when something negative and unexpected happens. It’s a bit of a cliché, but the best insurance is one you never have to make a claim on. Insurance is designed to protect you (and often your loved ones) when something negative and unexpected happens. In […]

Income Protection – What Is It & Do You Need It?

Income protection will support this family if their main income earner is unable to work due to illness, injury, or permanent/temporary disability. Have you ever thought about what would happen to you – and your family – if you suddenly found yourself unable to work? It’s an unpleasant question to consider. But it’s an important […]